Expertise Beyond
Borders
Fee-Based Cross Border Financial Planning Services
Whether you’re a US citizen residing in Canada, an American
marrying a Canadian, a Green Card or US Visa holder preparing for a move north of the border, a Canadian eyeing a transition to the US, or someone with financial ties spanning both borders, we’re here to demystify the complexities you face, without any asset management requirements. With our transparent fee-based model, you invest in getting the financial advice you need to ensure you leverage all the opportunities available to you, from strategies surrounding your Canadian & US retirement accounts, brokerage accounts, stock compensation such as RSUs, real estate, pensions and more. Whether it’s consultations, personalized cross border financial plans or retirement analyses, implementation support, rest assured that your fees go directly toward the expert guidance and support you need for your cross border financial journey.
Consultations
Our fee-for-service consultation provides comprehensive advice for one hour, accompanied by a detailed email summarizing our discussion. It delivers an effective means to an initial assessment of your cross-border financial situation and addresses specific needs.
Cross Border Financial Plans
When you require a more in-depth analysis to achieve your desired goals, our tailored financial plan solutions are precisely what you need. The financial plans can help navigate complex decisions like Roth IRA conversions or 401K to RRSP transfers, managing RRSP withdrawals as a non-resident of Canada, or delving into cross-border estate planning, residency planning, tax strategies and beyond. Let us guide you toward financial clarity and success.
Ongoing Financial Planning Services
Executing your financial plan is paramount. We can help drive this process through a collaborative approach, leveraging our extensive network of professionals such as cross-border accountants, estate planning lawyers, investment advisors and beyond. Whether you prefer to tap into our network or work with your existing team, we’re here to orchestrate your financial success.
Our Clients
Canadians Moving to the US
Thinking of making the leap to the United States? Whether it’s for career advancement or escaping the chilly Canadian winters, relocating across borders requires thorough planning. At i2 Wealth, we understand the complexities involved in such a move, especially when it comes to navigating the Canadian departure tax and other financial considerations. That’s why careful pre-exit planning is essential to ensure a seamless transition and optimize your position as a future US tax resident. From exploring pre-exit opportunities to strategically positioning your assets, we are here to guide you every step of the way. We know that planning ahead is key, allowing you the time to execute tailored strategies that best suit your financial goals and circumstances.
Let us be your trusted partner in this exciting journey. With our proactive approach and wealth of experience, we’ll help you make the move with confidence and pave the way for a successful future in the United States. Get in touch today to start planning for your tomorrow!
Americans Moving to Canada
Are you contemplating a move to Canada? Whether it’s for a promising career opportunity, to be closer to loved ones, or for personal growth, careful planning is paramount for a smooth transition. At i2 Wealth, we understand the importance of early preparation. The sooner you start planning, the more doors you can open. Even if your move is on the horizon, it’s never too late to seek expert guidance on pre-exit strategies.
As you’re moving to a higher-paying tax jurisdiction like Canada, it’s crucial to optimize your tax situation beforehand. That’s where we come in. We are well-versed in a variety of strategies, from leveraging pre-tax retirement accounts and education savings to maximizing benefits from brokerage accounts and pensions. Let us help you navigate this important phase of your life. With our expertise, you can make the most of your move and ensure a financially sound future. Reach out today to get started!
US Citizens Living in Canada
Living in Canada as a US citizen, or Green Card holder, brings unique challenges, especially when it comes to taxes. Navigating the complex requirements of both countries’ tax systems can be overwhelming, with potential pitfalls (PFICs, Foreign Trusts, etc.) and penalties for missteps. At i2 Wealth, we understand the intricacies of cross-border taxation and are here to simplify your life. Our goal is to ensure that you understand the regulations thoroughly and stay compliant, allowing you to seize financial opportunities with peace of mind. With us as your trusted partners, you can rest assured that your financial journey is in competent hands. Let’s navigate this path together and unlock the full potential of your financial future.
Clients with Assets on Both Sides of the Border
Many of our clients come to us years after their move, seeking clarity and comprehensive planning for their cross-border finances. With assets spanning both Canada and the United States — from retirement accounts like 401(k)s and Roth IRAs to real estate and pensions — navigating the intricacies of cross-border financial planning can be daunting. Local advisors often lack the expertise to provide the holistic cross-border guidance needed in such situations. At i2 Wealth, we specialize in helping clients like you make the most of their financial plans. We understand the unique challenges you face and are equipped to develop tailored strategies that take all your assets into account. Let us be your trusted partner in achieving your financial goals on both sides of the border. With our expertise and personalized approach, we’ll ensure that your cross-border finances are optimized for success.
Get Started, Schedule Your Consultation
Meet the Founders
Drawing from our own experiences moving to another country, we empathize with the complexities and uncertainties inherent in cross-border transitions. Our mission is to leverage our expertise in Canada/US cross-border financial planning to streamline this pivotal journey for you. We understand that the ramifications of such a move can persist for years, with lingering accounts and unresolved issues. Whether you’re in the planning stages or have already made the move, we’re dedicated to providing unwavering support at every turn. Let us be your trusted guide as you navigate the intricacies of cross-border living.
Certified Financial Planners in Canada
Certified Financial Planners in USA
Charted Retirement Planning Counselor in the US
Licensed Financial Planner in Quebec
Expertise in Assisting US Citizens/Residents Relocate to Canada
Expertise in Facilitating Canadians Relocating to the US
Dedicated to Fiduciary Responsibility
News & Resources
Irina Matco Featured: Global News – Money 123
i2 Wealth Co-Founder & Cross Border Financial Planning Expert Irina Matco was recently featured in a Global News – Money 123 Newsletter Q & A.
Understanding SECURE Act 2.0 and Its Impact on Roth 401Ks
This discussion will highlight the reforms related to the Roth 401K, very important for those involved in cross-border financial planning.
Cross-Border Tax Planning: Selling a Principal Residence as a US Citizen Widow in Canada
When a surviving spouse decides to sell their home after the death of their partner, whether for downsizing or moving to a retirement home.
Contact Us
We are eager to assist you in scheduling your consultation. Simply provide the requested information and let us guide you toward your financial goals.
Address
360 rue Saint Jacques, Suite G101
Montréal (Québec), Canada
H2Y 1P5
Telephone ( Toll-free )
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